No bank account linking, ever

Every subscription. Every renewal.
Without linking your bank.

Most subscription trackers force you to hand over bank credentials to a third party. SpendZen doesn't. Track SaaS, streaming, cloud, and household services with quick manual entry — you decide what's shared.

Free forever for 5 subscriptions · 14-day trial on paid plans · Plus $3.59/mo · Business $13.50/mo

Why SpendZen is different

No bank linking
We never ask for or store bank credentials.
Row-level security
Your workspace data is isolated at the database.
You own your data
Export or delete everything, anytime.

A calm command center for recurring spend

Everything you need to stop losing money to forgotten subscriptions — nothing you don't.

See exactly where your money goes

Monthly and annual spend, category breakdowns, and duplicate detection — without a spreadsheet.

Renewal alerts on your terms

Get notified before renewals and when prices rise. Configure the thresholds that matter.

Built for teams and households

One login, switch between a business workspace and a personal one. Invite members with roles.

One engine, two experiences

Business mode

Business

  • Team roles & permissions
  • Approval workflows (Growth)
  • Cost allocation & CSV export
Personal & Household mode

Personal & Household

  • Invite family members
  • Household-wide renewal calendar
  • Per-member spend breakdown

Frequently asked

Do I really not need to connect my bank?

Correct. SpendZen never asks for banking credentials. You add subscriptions manually — email-receipt scanning is optional and coming soon.

How is my data stored?

Data is encrypted in transit and at rest. Every table has row-level security so members only see rows for workspaces they belong to.

Can I switch between personal and business?

Yes. One login can hold both a personal workspace and a business workspace, with a switcher in the sidebar.

What happens if I hit the free limit?

You'll see a friendly prompt to upgrade — never a hard lock on data you already added.

Take back control of recurring spend

Start free for 14 days — no card required. Upgrade when you need more seats, insights, or workflows.

Create your workspace